Our Core Services

Business Solutions

Whether your business is a startup, well-established, or something in between, we can help it thrive with a wide range of solutions. The following is an overview of our typical services, which take into account your company's status, your personal values, and your objectives.

Executive Benefit Packages

Hiring and promoting the right executives for your business is important, but it's equally important to keep them happy. That's why one area of focus for us is assisting companies in choosing and funding the right executive benefit packages. Among other options, we can aid with non-qualified plans, supplemental employee retirement plans, and split dollar plans. These benefits can help you retain the executives your business needs to thrive.

Deferred Compensation Funding

Like executive benefits, deferred compensation funding can be a way to attract and retain quality employees. Under deferred compensation, an employee agrees that the company will withhold a portion of his or her compensation. The company invests the withheld income on behalf of the employee. As stipulated by the agreement, the employee receives the funds at a specific date in the future. 

Planning for Succession

At some point, most business owners will pass their business on to another party, whether it be a family member, valued employee, or someone else. Regardless of the reason for the change or who is taking it over, we can help with all the big and small tasks that go into proper succession planning. Our services can help you make the process of handing over the reins as smooth and profitable as possible.

Key Person Insurance

With key person insurance, you can insulate your company from financial damage in the unfortunate event of the death of a key employee. Losing an important executive or other team member can disrupt continuity, harm a company's credit, damage sales, and halt growth. However, key person insurance can offset some of those negative effects and also help with finding and training a replacement for the lost employee.

Buy-Sell Agreement Funding

If your business has multiple owners, funding for a buy-sell agreement is another service we can provide. These are especially important when it comes to succession plans. Buy-sell agreements determine what happens when a co-owner leaves the business because of death or other circumstances. By funding your buy-sell agreement and having the proper insurance in place, you can help protect your business from the chaos potentially caused by such an event.

Personal Solutions

Every person and family has a unique financial situation. Long- and short-term goals, available funds, current income and investments, and other factors all come into play. That's why we work with each individual client to identify where they want to go financially and how to reach that destination. Below are some of the common services we provide.

Retirement Planning

No matter your goals, level of risk tolerance, or time until retirement, we can work with you to come up with an individualized plan to help you make the most of your money. Our retirement planning and wealth management offerings include a mix of financial solutions including investments, insurance products, mutual funds, annuities, and more. Our planning process will help you arrive at a well thought-out model for maximizing and protecting what you have moving forward. From there, we will continually monitor your plan, allowing for continual adjustment as needs and circumstances change.

Financial Planning

Whatever your financial goals are, sound planning is essential to making them a reality. By taking into account your personal situation, we’ll work with you to create a plan that is unique to you. We'll guide you through the options, keeping in mind your goals, personal circumstances, and any concerns you may have. From there, we'll help you build and carry out a highly-customized plan, and provide ongoing monitoring to identify changes that need to happen along the way.

Estate Planning

Because of factors like state and federal taxes, estate planning can be complicated. That’s why you need an experienced partner to help you make the most of your opportunities and avoid pitfalls along the way. With input from you and your other advisors, we can work to reduce your tax liability and make sure your estate plans line up with your needs and values.

Asset Protection

You've worked hard for what you have, and we want to help you guard it. Through our asset protection solutions, we can assist with liability protection for personal and business assets, ensure the smooth transfer of assets to family members, and improve the growth of your assets. Our team will take your specific circumstances into account to come up with the best plan for you.

Charitable Planning

If you’re like most people, you have some charitable causes and organizations that you care about and want to support. We can help you do that in a way that lines up with your values and objectives and your philanthropic style. Done correctly, charitable giving can also reduce your tax burden, creating a win-win situation for you and the causes you care about most.

Investment Management

Whether you're working on a short or long timeline, or have a high or low risk tolerance, we can offer you an investment approach that makes the most of your assets. After talking through the various options available to you, we'll use your objectives and circumstances to identify and execute an investment plan that’s in alignment with your values and goals.

Extended Care and Disability Needs

No one likes to think about the possibility of needing long term care later in life, but planning for extended care and disability is an important part of developing a solid retirement plan. By ensuring your portfolio is balanced enough to withstand such costs, we can help you protect your assets and give you the security you need to enjoy retirement.

401(k) and IRA Rollover Assistance

Moving to a new job requires many decisions, and we can help you with one of the most important ones: how to handle rolling over your 401(k) and/or IRA. Several options are available, including leaving your funds with your old employer or moving them into the plan of your new one. Fees, expenses, and withdrawal parameters all come into play, but don't worry: We'll work with your tax advisor to go over the benefits and drawbacks of each option and come up with the best plan for you.

Check the background of this financial professional on FINRA's BrokerCheck
Check the background of this financial professional on FINRA's BrokerCheck